Complete guide to payments on Fiverr, for contractors and buyers

Rachel Abraham

Receiving payment or paying someone on Fiverr is not always easy, especially when you have international contractors or clients. This guide details the steps for sending and receiving payments on Fiverr for UK customers. You’ll learn about the fees involved, how to manage payments, and how services such as Wise Business can help you save costs when sending or receiving international payments.

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How do payments work on Fiverr?

When you use Fiverr, you send and receive all payments through the platform. As a buyer, you pay for the service in advance when you make your order. Fiverr keeps the money until the freelancer delivers the work and the buyer confirms that everything is done. It is only after this that Fiverr releases the money to the freelancer. This process protects both buyers and freelancers from fraud governed by clear Fiverr payment terms.

Getting paid on Fiverr as a contractor

Once you understand the system, getting paid on Fiverr is simple. You don’t need to send invoices and follow up on payments. This is how it works for freelancers:

Step 1: Accept orders and deliver work

Customers visit your profile and place an order. Your task at this stage is to agree and deliver the work using the built-in delivery tools on Fiverr.

Step 2: Wait for your funds to clear

After the customer marks the order as complete, Fiverr holds your payment as a 'pending' balance. The clearance period is 14 days, but if you’re a Top Rated Seller, Seller Plus Premium freelancer, and Pro freelancer, your funds clear in just 7 days.¹

If you qualify, you may be offered Early Payout, which lets you withdraw your funds before the standard clearance period is over. This feature has a 1% fee and is based on your account status and performance.² You can check your eligibility for Early Payout on your Earnings page.

Step 3: Set up your withdrawal method

Before you can take out your money, you need to set up a withdrawal method. Options typically include PayPal, Payoneer, the Fiverr Revenue Card, and local bank transfer.³ Wise is also available for international withdrawals.** **To set up, go to your Earnings page, then the ‘Available Funds’ tab and click the ‘Withdraw Balance’ button. Follow the instructions to link your chosen payment method.

Step 4: Withdraw your earnings

As soon as your funds clear, you can withdraw your money at any time. Choose the withdrawal method and amount, then confirm. If you withdraw in any currency other than the USD, Fiverr will show you conversion costs before you withdraw.¹ Note that Fiverr payment processing fees and time may differ depending on your withdrawal method.

You can save on conversion fees by using services like Wise when withdrawing in non-USD currencies.

Making payments on Fiverr as a client

It’s easy and safe to pay for services on Fiverr. You find a freelancer, choose a service, and pay in advance on the platform. Fiverr does not release your money until you are satisfied with the work. This protects you as a customer and guarantees that freelancers are compensated after the work is done.

These are the steps to make payments as a client:

Step 1: Find the right service

On Fiverr, you can search keywords, browse categories or filter options to refine your search. After finding a freelancer that fits your needs, read their gig description, packages and ratings and place an order.⁴

Step 2: Choose a package

Select between the available packages – Basic, Standard, or Premium. You can also request the freelancer to provide a custom quote or to add extras to your order.⁴

Step 3: Confirm and pay

Click on "Continue" to review your order and choose your mode of payment.⁵ Fill in your information and confirm the payment. Fiverr processes and securely holds the payment.

Step 4: Approve delivery

The freelancer does the job and submits it via Fiverr. You check the final delivery, and, if you’re satisfied with the work, mark the order as complete. The freelancer gets their money once this is done. If you’re satisfied with the work, you can ask for revisions or seek assistance in the Resolution Centre of Fiverr.⁶

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Fiverr payment methods³

Fiverr accepts various payment methods from both buyers and freelancers. The available options are dependent on your location, the device you use, and the payment providers that are available in your country. Here is what’s available to UK users:

  • Credit and debit cards: Visa, Mastercard, and American Express are supported for paying freelancers and for subscriptions.
  • PayPal: pay for services or withdraw your earnings. You can also save your PayPal account for faster checkouts.
  • Apple Pay and Google Pay: can be used to make purchases within iOS or Android apps, provided they are available in your country.
  • Fiverr Balance and Credits: if you have money or credits in your account (a refund or a sale before), they will be spent first during the checkout.
  • Payoneer: Payoneer allows sellers to withdraw funds, get a direct bank transfer, or use the Fiverr Revenue Card (a prepaid Mastercard).
  • Wise: available for some sellers, Wise lets you withdraw earnings in multiple currencies at the mid-market rate.
  • Wire transfer: only for Fiverr Pro clients and select subscription services.
  • iDEAL: available for buyers in the Netherlands.

For monthly subscriptions like Seller Plus or Fiverr Pro, you can pay using a card, PayPal, or your Fiverr Balance. Automatic payments are set up when you subscribe. Note that not all payment methods are available on the web version of the site. Others (like Apple Pay or Google Pay) are available only in the mobile app.

Subscription payments on Fiverr

You don’t need a subscription to join Fiverr or hire freelancers. Both buyers and sellers can always sign up and browse free of charge. However, there’s a plan for sellers who want more visibility and optimised gigs called Seller Plus. There is also a Fiverr Pro plan that allows business teams to use additional management tools. See the table below for their offers:

PlanWho it’s forFeesFeatures
Seller PlusFreelancers who need more visibility and optimised gigs$29⁷Advanced analytics, faster support, Early Payout, dedicated manager (Premium)
Fiverr Pro AdvancedClients who need top-tier freelance talent and hands-on hiring services$129⁸Pro talent, project management tools, business rewards, team collaboration

All prices on Fiverr are based in USD. You can change this to reflect non-US currencies such as GBP, however, any price outside of USD may fluctuate daily in accordance to exchange rate changes and additional conversion fees.12 Alternatively, you can pay for Fiverr subscriptions with Wise Business and pay like a local in USD, minimising your costs per month.

Fiverr payment fees

Fiverr charges both the buyers and the sellers. The exact Fiverr payment charges depend on your location, the service you're using and the payment method.

Payment fees as a contractor

  • Fiverr service fee: Fiverr charges a fixed 20% on each successful order, extras, and tips.⁹

  • Withdrawal fees: There are also some extra fees that you might be charged based on how you withdraw:

    • PayPal: Fiverr does not charge a fee, but PayPal might impose a fee on currency conversion or international transfers.
    • Fiverr Revenue Card (Payoneer): 1 USD to withdraw normally (up to 2 days), 3 USD to withdraw instantly (within 2 hours).³
    • Local bank transfer (via Payoneer): $3 per transfer.³
    • **Payoneer: **1 USD per withdrawal and 3-4% on currency conversion.¹⁰
    • Wise: Wise helps you receive payments in your local currency at the mid-market exchange rate. Always check your withdrawal options for current fees.

Payment fees as a client

  • Service fee: Fiverr adds a 5.5% service fee on each purchase at checkout.⁵
  • Small order fee: orders under $100 (or local equivalent) incur an extra $3.50 charge.⁵
  • Currency conversion: If you pay in a currency other than US dollars, your payment provider may charge a conversion fee. Wise can help lower the cost if you need to send money internationally.

Tips for managing payments on Fiverr

Whether you’re a freelancer or a buyer, managing payments on Fiverr is easier with some good practices. Use these tips to avoid delays, cut costs, and get the best value from every transaction:

  • Use Fiverr’s built-in tools: Fiverr keeps all the orders, payments, and profits in check. On your account dashboard, you can view future payouts, withdrawals, and invoices.
  • Check your payment schedule: time your withdrawals to coincide with this clearance period so that you can plan your cash flow.
  • Review fees before setting your service price: don’t forget to include Fiverr’s commission rate, withdrawal fees, and currency exchange fees. By pricing your rates in consideration of these, you will not be caught unawares, and your business will remain profitable.
  • Reduce currency conversion fees: if you have international clients or freelancers, withdrawing or transferring money with Wise can save you money by reducing conversion fees and allowing you to keep more of your money.
  • Automate repeat work: in case of continuous projects, subscribe to gigs on Fiverr. This automates the billing and delivery, and therefore you do not need to make new orders each month.
  • Update your payment methods: your payment details should be up to date so that you do not experience delays in payouts.
  • Save your invoices: Fiverr has downloadable invoices for all transactions. This will help you to keep a record of your income and expenses, particularly during tax time.

Manage international payments with Wise Business

wise-business

When dealing with international clients or freelancers, it’s common to lose money in the form of currency conversion rates. You can avoid this by directly withdrawing your Fiverr earnings to a Wise Business account, or as a client, using the account to pay for your international contractors. Wise lets you hold up to 40+ currencies and convert at the mid-market exchange rate with no hidden markups. You can also access 8+ local account details and send payments to 140+ countries without incurring the typical bank fees. Wise simplifies and lowers the cost of international payments for both buyers and sellers. Try Wise Business to save costs.

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FAQs

Can I combine multiple payment methods for one purchase?

No, Fiverr does not allow dividing payment between multiple cards, PayPal accounts, or payment methods to make one transaction. You are only allowed to choose one method per order, however, you can change your preferred method at checkout on a regular basis.

How much can I tip my freelancer?

After an order is fulfilled, you can tip your freelancer a minimum of 5 USD. On orders below 25 USD, you may tip up to 25 USD. On orders above 25 USD, you may tip up to 100% of the original order. Tips are all processed through Fiverr, and the normal service fee is charged on every tip transaction. In case you do not have enough on your Fiverr Balance, you will be prompted to make the payment at checkout.

How do I resolve payment disputes?

If there’s a dispute about a payment or delivery, Fiverr encourages both sides to use the Resolution Center first. If that doesn’t work, either party can open a support ticket with Fiverr’s Customer Support. Fiverr reviews each case individually and may refund, mediate, or issue credits based on findings.

What happens if a buyer cancels an order after payment?

If a buyer cancels an order before the freelancer delivers the work, the money is refunded to the buyer’s Fiverr Balance. This balance may be applied to future orders or, if requested, sent back to the buyer’s original payment method. Refunds to payment methods can take several business days, and Fiverr can charge a fee on multiple refund requests.

What’s the difference between Fiverr Balance and Fiverr Credit?

Fiverr Balance is the cash you have in your account, either due to gigs you have completed, refunds on cancelled orders, or reimbursements on previous purchases. You may withdraw this balance or use it to pay for services.

Fiverr Credits, on the other hand, are awarded by Fiverr as a promotion or referral reward. Credits are only applicable to purchase services on the platform and are not refundable. They are automatically applied at checkout, but you’ll want to use them before they expire.


Sources used:

  1. Withdraw your earnings – Fiverr
  2. Early payout – Fiverr
  3. Payout methods – Fiverr
  4. How Fiverr works for clients – Fiverr
  5. Paying for orders, extras or custom offers — Fiverr
  6. Revisions – Fiverr
  7. Seller Plus – Fiverr
  8. Fiverr Pro subscription plans – Fiverr
  9. Fiverr vs. Upwork – Fiverr
  10. Paypal business fees – Paypal
  11. FAQs for clients – Fiverr
  12. Using your local currency for purchases - Fiverr

Sources last checked: 12-Aug-2025


*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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