International wire transfer
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 HKD
- Our fee660.39 HKD
Volume discount
-55.53 HKD
Should arrive by Monday

Savings on this transfer, and eligible transfers for the rest of the month.
International wire transfer
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 HKD
- Our fee660.39 HKD
Volume discount
-55.53 HKD
Should arrive by Monday

Savings on this transfer, and eligible transfers for the rest of the month.
Compare international wire transfer services
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
Wise | Bank of East Asia | Hang Seng | |
---|---|---|---|
Recipient gets (Total after fees) | 32,077.95 USD | 32,072.95 USD | 32,034.67 USD |
Exchange rate (1 HKDUSD) | 0.128623 | 0.128410 | 0.128172 |
Exchange rate markup | 0 HKD | 414.13 HKD | 876.59 HKD |
Transfer fee | 604.86 HKD | 230 HKD | 65 HKD |
Total transfer cost | 604.86 HKD | 644.13 HKD | 941.59 HKD |
International wire transfer fee: how much does it cost to transfer Hong Kong dollar to United States dollar?
The cheapest way to send 250,000 HKD to USD is by using money that's in your Wise account and costs 601.69 HKD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
HKD
USD
Sending 250,000 HKD | Transfer cost | ||
---|---|---|---|
Wise account | 601.69 HKD | ||
Bank transfer | 604.86 HKD |
How long does an international wire transfer take?
Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
HKD
USD
Sending 250,000 HKD | Should arrive | ||
---|---|---|---|
Wise account | by Monday | ||
Bank transfer | by Monday |
How to wire money internationally from Hong Kong

Enter amount to send in HKD.
Pay in HKD with your debit card or credit card, or send the money from your online banking.

Choose recipient .
Select who you want to send money to and which pay-out method to use.

Send HKD, receive USD.
The recipient gets money in USD directly from Wise’s local bank account.
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Wire money abroad with the Wise app
Looking for an app to wire money abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Wire money abroad with the Wise app
Looking for an app to wire money abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
See where Wise works
- Send money