Is the euro accepted in Poland?
Discover if the euro is accepted in Poland and what are the payment options you have in the country.
Does Revolut work in Poland from Ireland?
Kraków, Warsaw, and Gdańsk are just a few of the reasons Poland is climbing the list of must-see destinations for Irish travellers. Whether you're heading over for a city break or staying longer, it's worth knowing that Poland uses the Polish złoty (PLN), not the euro.
In this article we’ll look at whether Irish Revolut accounts work in Poland, including how to spend, send, and withdraw złoty with the Revolut app and card.
We’ll also introduce the Wise Account and card as a smart option if you're planning to spend in the local currency while avoiding unnecessary conversion fees.
Manage and spend
Polish złoty with Wise
Can you use Revolut in Poland?
To understand whether Revolut from Ireland works in Poland, let’s take a look at some of the main account features individually.
Is it possible to open a Polish zloty balance with Revolut?
Revolut accounts support 30+ currencies for holding, including PLN.¹ This means you can open a Polish złoty balance with your Irish Revolut account.
Can I use my Revolut card in Poland?
The physical and virtual Revolut cards work in most countries where Visa or Mastercard are accepted, including Poland.²
Since the Polish złoty is one of the currencies supported for holding, there’s no issue with spending it either out of your balance or by automatically converting another currency you hold.
For ATM withdrawals, you can use the Revolut physical card. Currently, virtual and disposable cards can’t be used for this.
Can you receive Polish zloty with Revolut?
With an Irish Revolut account you only get local account details for EUR and GBP. For all other currencies, including Polish złoty, you can receive money via SWIFT account details.³
To find these details you can open the Revolut app and follow these steps:
- On the main menu go to “Home”
- Press “Accounts”
- Choose the Polish złoty currency account
- Select “Details”.
Wise handles things relatively similarly, offering the possibility to receive Polish złoty via a SWIFT transfer. Where it stands out is it offers local account details in other 8+ currencies, rather than just two.
Revolut fees in Poland: What are the charges when using the card?
When deciding whether to use your Revolut card for daily spending in Poland it’s smart to compare the cost to another option.
Here’s how the card costs for using a Revolut Ireland account in Poland compare to using a Wise card there.
| Fees | Revolut | Wise |
|---|---|---|
| Account monthly subscription fees | Standard - Free⁴ Plus - 3.99 EUR per month Premium - 8.99 EUR per month Metal - 15.99 EUR per month Ultra - 45 EUR per month | None |
| Order a card | Varies depending on the account type, card type and delivery method⁴ | 7 EUR |
| Foreign transaction fee | No fee (if spending in your base currency)⁷ | No fee (if you are spending in the currency you have in your account) |
| Currency conversion fee | Fair usage fee of 1% for Standard accounts and 0.5% for Plus accounts after monthly exchange limit is used⁵ Additional fees of 1% for Standard accounts and 0.5% for Plus accounts apply on weekend⁴ | Variable fee starting at 0.61% |
| ATM withdrawals | 2% of the withdrawal (minimum 1 EUR) after monthly free allowance is used. Free allowance varies depending on plan.⁵ | Withdraw up to 200 EUR per month in 2 or less withdrawals for free. After this it’s 1.75% + 0.5 EUR per withdrawal |
Revolut exchange rate: What you need to pay attention to 👀
When you exchange money with Revolut you get their in-house exchange rate⁵. There’s no specific explanation of where this exchange rate comes from, just that it is variable and based on data from multiple independent sources.
Also, with a Standard or Plus account you also need to be aware of the extra fees charged on weekends.
Wise keeps things a bit simpler by using the mid-market exchange rate (the one you normally see on Google) with no weekend surcharges or hidden mark ups. The rate is updated every minute and easily accessible online.
Can I open a Revolut account in Poland?
Yes, if you’re going to live in Poland you can open a Revolut account once you get there as it’s one of the supported European Economic Area countries.⁶
| Read also: Wise vs Revolut |
|---|
Wise Account: Manage, spend, send and receive Polish złoty
As we already touched during this article, the Wise Account is also an option for spending in Poland. And there is more you can do with it.
With the Wise Account you can:
- Hold 40+ currencies and convert between them at the [mid-market rate](https://growth-layer.live/ie/mid-market-rate. We will show our conversion fees upfront
- Get local account details in 8+ currencies, including USD, GBP, and EUR
- Receive cashback on EUR, GBP and USD held in your account
- Order a Wise debit card which you can use with our Smart Conversion technology]
- Set up Auto Conversions based on your desired rate in the Wise app or use our Wise Rate Tracker to request exchange rate notifications directly to your email
- Create Wise Virtual Cards, and save on online shopping
- Get instant notifications of all your purchases via the Wise app so you can track your expenses. If you lose your card, you can easily cancel it in the app to keep your money safe
- Have a supporting, English-speaking customer service
Open your Wise Account
for free 🚀
Sources used:
- Revolut - Supported currencies for holding
- Revolut - Where can I use my Revolut Card?
- Revolut - My account details and IBAN
- Revolut - Compare plans
- Revolut - Personal Fees (Standard)
- Revolut - Supported countries where I can sign up for Revolut
- Revolut - Card fees
Sources last checked on date: 5 August 2025
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
