Outlook Business Email Pricing Plans for Singapore [2025]

Thinking about trying Microsoft Outlook for your business email? Here’s what you need to know. It isn’t a standalone service. Instead, it’s bundled into Microsoft’s broader productivity suite (Microsoft 365), which includes familiar tools like Word, Excel, Teams, and more. This means that Microsoft Outlook business email pricing depends on which Microsoft 365 plan you pick.

In this guide, we’ll walk you through the various Microsoft 365 plans to help you figure out which option makes the most sense for your Singapore-based business. We’ll also share a smart tool you can use to save on currency conversion and foreign transaction fees on your SaaS subscriptions, such as Microsoft 365 for business: the Wise Business multi-currency card.

Table of contents

Microsoft 365 for business pricing overview What is the pricing currency for Microsoft 365 for Business in Singapore? Microsoft 365 Business Basic pricing Microsoft 365 Apps for business pricing Microsoft 365 Business Standard pricing Microsoft 365 Business Premium pricing How to save on your Microsoft 365 for business subscription Quick comparison: Microsoft 365 for business vs Google Workspace FAQs

Microsoft 365 for business pricing overview

Microsoft 365 for business plans operate on a subscription-based pricing charged per user per month¹. You can choose between annual or monthly billing options, with yearly plans generally offering lower per-user rates. The different options available cater to a wide range of business needs, from basic plans that provide cloud-based productivity tools to more comprehensive packages that include desktop applications and advanced security options.

Here’s a brief comparison of the various Microsoft 365 for business plans. We’ll look at each plan in more detail later.

Microsoft 365 for business plan	Annual price per user/month	Monthly price per user/month	Office apps	Cloud storage per user	Teams	Security and admin
Business Basic²	USD 6.00	USD 7.20	Web or mobile only	1 TB	Yes	Basic
Apps for business³	USD 8.25	USD 9.90	Desktop, web, and mobile apps	1 TB	No	Basic
Business Standard⁴	USD 12.50	USD 15.00	Desktop, web, and mobile apps	1 TB	Yes	Moderate
Business Premium⁵	USD 22.00	USD 26.40	Desktop, web, and mobile apps	1 TB	Yes	Advanced

Details accurate as of 11 April 2025

What is the pricing currency for Microsoft 365 for Business in Singapore?

Microsoft 365 for Business plans in Singapore are billed in USD.

However, do note that some banks or credit cards may charge a foreign exchange fee and apply a marked-up exchange rate when converting USD to SGD.

Beyond these standard billing situations, you might also encounter a couple of other scenarios where your business in Singapore gets charged Microsoft 365 for Business fees in a foreign currency rather than SGD. By understanding these scenarios, you can take proactive steps to manage your billing effectively and avoid unnecessary foreign transaction fees.

💡Considerations for Cross-Currency Billing:
Centralised Payment Systems: If your business (eg. a Singapore subsidiary) uses a centralised payment system or corporate credit card based in another country, your Microsoft 365 for Business account might be linked to this system, resulting in billing in the currency of the payment system rather than SGD. This can lead to additional currency conversion fees.
Initial Account Setup: If your Microsoft 365 for Business account was initially set up by your business in another country before establishing a branch in Singapore, the account might still be billed in the original currency unless updated. This is another scenario where you might incur cross-currency charges.

Using a multi-currency account like Wise Business could allow you to lower costs by enjoying minimal conversion rates at mid-market exchange rates.

➡️Learn how Wise Business can help you save on cross-currency bills

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Microsoft 365 Business Basic pricing

• Annual payment: USD 6.00/user/month
• Monthly payment: USD 7.20/user/month

Microsoft 365 Business Basic features

• Identity, access, and user management for up to 300 employees
• Web and mobile versions of Office apps (no desktop versions)
• 1 TB of OneDrive cloud storage per user
• Microsoft Teams for chat, video conferencing, and collaboration
• SharePoint and Exchange for document management and communication

Is Microsoft 365 Business Basic right for your business?

If you’re just starting out and/or working with a tight budget, the Microsoft 365 Business Basic² is a smart place to start. With an annual payment of USD 6.00/user/month or a monthly payment of USD 7.20/user/month, the Microsoft Outlook business email pricing is the most affordable here while still including the essentials, including Web and mobile versions of Office apps, Microsoft Teams, and 1 TB of cloud storage with OneDrive.

The Microsoft 365 Business Basic plan is perfect for businesses that operate online and only need basic productivity tools.

Examples include:

• E-commerce sellers
• Online educators
• Marketing consultants
• Virtual assistants

Microsoft 365 Apps for business pricing

• Annual payment: USD 8.25/user/month​
• Monthly payment: USD 9.90/user/month

Microsoft 365 Apps for business features

• Desktop, web, and mobile app versions of Office apps
• 1 TB OneDrive storage per user
• App usage on up to 5 devices per user

Is Microsoft 365 Apps for business right for your business?

If you’re an independent professional or creative whose work revolves around creating, editing, and managing documents without the need for collaboration (i.e., Microsoft Teams), the Microsoft 365 Apps for business³ might be worth considering. While you would be paying more than with the Business Basic plan, this option offers access to desktop versions of Office apps, which now allows you to work offline.

A few examples of who the Microsoft 365 Apps for business is perfect for are:

• Graphic designers
• Copywriters
• Marketing consultants
• Technical writers

Microsoft 365 Business Standard pricing

• Annual payment: USD 12.50/user/month​
• Monthly payment: USD 15.00/user/month

Microsoft 365 Business Standard features

• Identity, access, and user management for up to 300 employees
• Desktop, web, and mobile app versions of Office apps
• 1 TB OneDrive storage per user
• Microsoft Teams for chat, video conferencing, and collaboration
• More than 10 additional apps for your business needs, including Bookings (helps customers book appointments online and manage schedules), Clipchamp (a video editing tool), and Planner (a visual task management tool)

Is Microsoft 365 Business Standard right for your business?

When your business has over 10+ employees, you likely need more than just Office apps. The Microsoft 365 Business Standard⁴ is a more integrated and connected solution. It offers you the full desktop and web versions of Office apps, along with more robust features for admin and document management.

With this option, the Microsoft Outlook business email pricing is more expensive than both the Basic or Apps for Business plans, but the value of the full Office suite makes it worth the cost for small- to medium-sized enterprises that need smooth collaboration and secure file sharing. This is especially important if your team works in multiple locations and needs to collaborate seamlessly.

Examples of businesses that will get the most out of Microsoft 365 Business Standard are:

• Retail and logistics companies
• Boutique consultancies
• Real estate agencies
• IT service providers

Microsoft 365 Business Premium pricing

• Annual payment: USD 22.00/user/month​
• Monthly payment: USD 26.40/user/month

Microsoft 365 Business Premium features

• All Business Standard features
• Advanced cyber threat protection with Microsoft Defender
• Intune for mobile device and app management
• Azure Information Protection for secure document handling

Is Microsoft 365 Business Premium right for your business?

The Microsoft Outlook business email pricing is the most expensive with a Microsoft 365 Business Premium⁵ plan subscription.

That said, if you operate in an industry where data protection is critical — such as finance, healthcare, or legal services — Business Premium is the safest choice. It includes everything in the Standard plan, plus extra layers of protection like Microsoft Defender, Intune for device management, and data classification with Azure Information Protection. This plan is a natural choice if compliance and security are part of your daily operations.

The Microsoft 365 Business Premium plan is particularly well-aligned to the needs of businesses like:

• Law and accounting firms
• Clinics and healthcare providers
• Financial advisors
• Government contractors

How much do Microsoft 365 for business add-ons cost?

Microsoft 365 Copilot⁶ is available as an add-on to all 4 Microsoft 365 for business plans for USD 30.00/user/month paid yearly or USD 31.50/user/month paid monthly. This AI-powered assistant integrates seamlessly into Microsoft 365 apps, helping you and your employees (if any) streamline workflows and stay more organised.

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How to save on your Microsoft 365 for business subscription

The most obvious way to save on your Microsoft 365 for business subscription is by choosing the right plan for your business needs. For example, if you’re a freelancer who only needs Word and Excel, there’s no need to pay extra for collaborative tools like Microsoft Teams and SharePoint. On the other hand, if you’re running a growing team, investing in a more complete plan like the Business Standard might reduce the need for third-party tools, potentially saving you money in the long run.

Saving smart doesn’t stop there.

As you’ve probably noticed, the pricing currency for Microsoft 365 for business plans in Singapore is listed in USD. That means every month or year, depending on whether you choose to pay monthly or annually, your credit card provider may charge you extra in the form of currency conversion fees and foreign transaction charges — and over time, those can add up, especially if you’re paying for multiple licenses.

That’s where the Wise Business multi-currency card comes in. The Wise Business account allows you to hold and spend in over 40+ currencies, including USD, at the mid-market rate. So instead of relying on your bank’s foreign exchange rates or paying 2-3% in hidden fees, you can convert SGD to USD ahead of time (when rates are favourable) with a small, transparent conversion fee and then pay your Microsoft 365 for business subscription bill from your USD.

➡️Get Wise Business for Smart Savings here

Please see the [Terms of Use](https://growth-layer.live/terms-and-conditions) for your region or visit [Wise Fees & Pricing](https://growth-layer.live/sg/pricing/) for the most up-to-date pricing and fee information.

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Quick comparison: Microsoft 365 for business vs Google Workspace

Here’s a quick pricing comparison between Microsoft 365 for business plans and Google Workspace plans⁷:

Plan	Microsoft 365 for business	Google Workspace
Entry-level plan	Business Basic Annual payment: USD 6.00/user/month Monthly payment: USD 7.20/user/month	Business Starter Annual payment:SGD 9.40/user/month Monthly payment: SGD 11.20/user/month
Apps only	Apps for business Annual payment: USD 8.25/user/month Monthly payment: USD 9.90/user/month	No direct equivalent in Workspace
All-in-one for SMEs	Business Standard Annual payment: USD 12.50/user/month Monthly payment: USD 15.00/user/month	Business Standard Annual payment: SGD 18.80/user/month Monthly payment: SGD 22.40/user/month
Advanced security and management	Business Premium Annual payment: USD 22.00/user/month Monthly payment: USD 26.40/user/month	Business Plus Annual payment: SGD 29.40/user/month Monthly payment: SGD 35.20/user/month

Details accurate as of 11 April 2025

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FAQs

Does Microsoft 365 for business offer free trials?

Yes, Microsoft offers a free 30-day trial for all 4 Microsoft 365 for business plans.

Can I switch between Microsoft 365 for business plans?

Yes, depending on your business needs, you can upgrade or downgrade your Microsoft 365 plan anytime. If you're on a monthly plan, the changes will take effect at the start of the next billing cycle. You may need to contact support to adjust your subscription for annual plans.

Does Microsoft 365 for business offer customer support?

Yes, all Microsoft 365 for Business plans come with 24/7 customer support. You can contact support through the admin center, phone, or live chat for help with account setup, troubleshooting, or technical issues.

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Conclusion

💡Ultimately, Microsoft Outlook business email pricing depends on which Microsoft 365 plan you pick. And the key to maximising your Microsoft 365 for business subscription plan lies in choosing a plan that aligns with your business’s current size, workflow, and growth ambitions and avoiding unnecessary charges with the Wise Business multi-currency card.

• Hold and manage 40+ currencies for all your international transactions
• Pay your SaaS bills and overseas suppliers in foreign currencies without the hefty foreign transaction fees
• Always get the mid-market rate with zero markup
• Seamless integrations with popular accounting software
• Say goodbye to monthly fees

➡️Get started with Wise Business today

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Sources:

1. Microsoft 365 for business
2. Microsoft 365 Business Basic
3. Microsoft 365 Apps for business
4. Microsoft 365 Business Standard
5. Microsoft 365 Business Premium
6. Microsoft 365 Copilot
7. Google Workspace

Sources checked on: 11 April 2025