How to send money to Philippines using Palawan Pawnshop

If you’re abroad and looking for an easy way to send cash back home to the Philippines, Palawan Pawnshop is a popular option. Known for their reliable Palawan Express Pera Padala service, they partner with a wide variety of international financial institutions to accept transfers from all over the world.

In this guide, we’ll walk you through how to set up a money transfer through Palawan Pawnshop, including ID requirements, transaction limits, and more.

We'll also introduce Wise — your international money transfer alternative. Use Wise to send stress-free transfers to over 140 countries - all at the standard mid-market exchange rate.

Learn more 🔎

Table of contents
What services does Palawan Pawnshop offer? A step-by-step guide for sending money using Palawan Pawnshop Maximum amount that you can send with Palawan Pawnshop Verifing your identity when sending money with Palawan Pawnshop Alternatives to Palawan Pawnshop Sending money to the Philippines using Wise

What services does Palawan Pawnshop offer?

Palawan Pawnshop offers a wide variety of financial services to help Filipinos send and receive cash, including:

• Remittance services: Domestic and international money transfers via Palawan Express Pera Padala
• Pawnshop services: Collateral loans are offered via on site pawn services
• Bill payments: Can receive payment for bills such as utilities, tuition, and government fees
• Microinsurance: They offer affordable insurance plans for health, accidents, and life
• E-wallet (PalawanPay): A digital wallet that allows users to transfer money, pay bills, or shop online

A step-by-step guide for sending money to the Philippines using Palawan Pawnshop

The most popular service Palawan Pawnshop offers is cash transfers domestically and abroad. Here’s how to send money to the Philippines from the U.S. using Palawan Express Pera Padala1.

💡 What you’ll need before you start:
A valid government-issued ID (for both you and the recipient) The full name of the person who will be receiving the money (this must match their ID) A remittance service that lists Palawan Pawnshop as a pickup partner

International remittance services that partner with Palawan Pawnshop include¹:

• Western Union
• Moneygram
• RIA Financial Services
• Worldremit LTD

To send money from abroad to the Philippines through Palawan Pawnshop, you need to follow these basic steps:

• Step 1: Visit one of Palawan Pawnshop’s international partners
• Step 2: Fill out the form for sending money
• Step 3: Submit the finished form together with a valid ID
• Step 4: Give the amount you’re sending plus fees to the branch personnel
• Step 5: Claim your confirmation number or receipt
• Step 6: Provide the receiver with the confirmation number

Each remittance partner will have their own process for filling out the transfer form and funding your transfer. One of the most widely available remittance services for people wanting to send money abroad is Western Union.

To send money to Palawan Pawnshop using Western Union, follow these steps²:

Step 1: Choose how you want to send your money

Options include:

• Online via the Western Union website or mobile app (you’ll need to register for a free profile with Western Union to do this)
• Through a local Western Union agent

Step 2: Set up the transfer details

• Choose the Philippines as the destination country
• Select “cash pickup” as the delivery method
• Select Palawan Pawnshop from the list of pickup options (if available)

Step 3: Enter recipient details

• Enter the details about your recipient as requested by the online form or a Western Union agent

Step 4: Pay for the transfer

• You need to fund the transfer and pay the transfer fee before the money can be sent

Step 5: Receive your tracking number

• Once your transfer is confirmed, you will receive a tracking number that allows both you and the recipient to track the transfer

Once the money has been sent, your receiver can track the transfer and then choose their pickup method. Palawan Pawnshop allows recipients to accept transfers in person at their local Palawan Express Pera Padala or on their phone through the PalawanPay app.

What is the maximum amount that you can send with Palawan Pawnshop to the Philippines?

• Maximum Per Transaction
  The maximum amount you can send per transaction is ₱50,0003. Amounts exceeding this will require splitting across multiple transactions.
• Maximum for Cash Pickup
  If you send via certain remittance services like Western Union or WorldRemit, the maximum cash pickup limit is ₱100,0003—though actual limits may still be subject to restrictions based on your sending country or payment method.

⚠️ There may be additional limits placed on how much you can transfer based on your remittance partner and the country you’re sending money from. Check with your local remittance partner to verify sending limits and additional documentation that may be required for large amounts.

Do you need to verify your identity when sending money with Palawan Pawnshop to the Philippines?

Yes⁴ – If it’s your first time sending money to the Philippines through Palawan Pawnshop, you’ll need to verify your identity.

If you are a returning sender, you may not be required to verify your identity. However, your remittance partner may still need to show the ID to collect funds.

The person receiving the transfer will also need to verify their identity in order to pick up their cash.

Alternatives to Palawan Pawnshop for sending money to the Philippines

If you want to transfer money directly to friends and family in the Philippines, it’s truly never been easier or more affordable. With international currency transfer providers like Wise, you can transfer money directly into a Philippine bank account in just a few clicks.

Send money to the Philippines using Wise

Sending money to the Philippines using Wise⁵ is quick and easy, and allows you to take advantage of low fees^* and competitive mid-market exchange rates!

Here's how:

Step 1: Create or log in to your Wise account

• Go to wise.com or download the Wise app to your phone
• Sign up/sign in with your email, Google, or Apple ID
• Verify your identity if prompted

Step 2: Select “Send”

Choose "Send" button on the screen.

Step 3: Choose or add a recipient

Select someone you’ve already sent money to or add a new recipient. To add a new recipient, follow these steps:

👉 Choose “add a recipient”
👉 Select their local currency
👉 Search by their @Wisetag, email, or phone number if they are an existing Wise user OR enter their bank details
👉 Fill in the additional requested information

Step 4: Enter your transfer amount

With Wise, you can either choose how much you want to send or how much you want your recipient to receive.

• If you choose how much you send, the fees will be added to that amount.
• If you choose how much you want your recipient to receive, Wise will show you how much you need to send, including the fees.

Step 5: Choose how to pay

• Check the details of your transfer on the confirmation screen
• Select how you want to pay for your transfer

Wise accepts the following payment options:

• Bank transfer (ACH in the U.S.)
• Wire transfer
• Debit card
• Credit card
• Wise account balance

Wise will tell you the exact fees associated with each payment option, so you can choose the one that best suits your needs.

Step 6: Review and confirm

Double check your recipient information, total transfer amount, and payment information, then select “continue” and “send” to initiate the transfer.

And Wise transfers aren’t just limited to the Philippines!

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Wise can help you get a better deal on currency conversion. You can convert over 40 currencies at the standard mid-market exchange rate, and we'll show you the fees upfront so you know exactly how much you're paying.

🚀 Get started with Wise

Sources

1. Palawan Pawnshop – International remittance
2. Western Union – Send money to Philippines
3. Worldremit – Cash pickup in the Philippines
4. Palawan Pawnshop – FAQs
5. Wise – How do I send money with Wise?

Sources checked 09/16/2025