Revolut payment links: how it works, fees and alternatives

As a business, it’s essential to get paid quickly, securely and without unnecessary costs. You need to find payment solutions that not only suit your company’s needs, but are convenient for your clients and customers.

One method that is growing in popularity in the UK is payment links, which offer a fast way for B2B and B2C businesses to get paid digitally.

In this guide, we’ll be taking a look at how payment links work with Revolut, a popular choice for UK business accounts.

Read on for everything you need to know, including fees, security and how to send a payment link with Revolut.

We’ll also show you an alternative for sending payment links to clients and customers all over the world - with Wise Business.

Get started with Wise Business🚀

What are Revolut payment links?

Revolut payment links are a secure and convenient way to send or request money, without the need to share card or account details.

A payment link can be created in a few taps in the Revolut Business app, simply by entering the amount you want to send or receive.

To request money, you’ll create a payment link. To send it, you’ll create a payout link.

Once created, the link can be sent or shared in a variety of ways, including via:

• Email
• Text message
• Social media
• Invoice
• QR code.

For payment links, the recipient will be able to choose how to pay, with options including debit/credit card, bank transfer or mobile wallet. They can pay in their choice of 25+ currencies.¹

For payout links, the recipient can simply enter their bank details and the payment will be taken automatically.

Businesses can also customise their payment pages, which is the landing page the payment link points to.

How to create and send a Revolut payment link - step-by-step

The beauty of payment links is that they’re really easy to create and send. Here’s how to do it with Revolut, for both payment links and payout links.

How to create Revolut payment links:²

1. Sign into the Revolut Business app
2. Tap ‘New payment’
3. Tap ‘Payment link’
4. Enter the amount and personalise the payment page if you wish
5. Tap ‘create’ to generate the link
6. Select how you’d like to share it.

You can also create payment links via your Revolut online account, but you may need to then share the link manually yourself.

How to create Revolut payout links:³

1. Sign into the Revolut Business app
2. Tap on ‘Transfers’ in the main menu
3. Tap the three dots ‘...’
4. Select ‘Send via link’
5. Follow the on-screen instructions to create and send your link.

You can also set up and send payout links with the Revolut API. Unless you change the setting in the API, payout links expire within 7 days.

Fees for sending payment links with Revolut

It’s free to create and send payment links with Revolut, and to personalise your payment page. However, there are fees for accepting payments. So you can expect a charge when your recipient pays using a link you’ve sent.

Let’s take a look at the main fees for accepting payments with Revolut:⁴

Are there any limits with Revolut payment links?

Yes, there are some limits for how much you can receive with Revolut payment links.

You can receive a maximum of £50,000 (or the currency equivalent) into your Revolut merchant account from a single payment link.⁵

Is it safe to send payment links with Revolut?

Yes, it’s generally considered safe to use Revolut payment links. This is partly because they allow you to send and receive payments without the need to share any account or card information.

And when recipients come to pay, they’ll do so through a secure payment page hosted by Revolut.

The company itself is authorised and regulated by the Financial Conduct Authority (FCA) in the UK, and uses sophisticated security measures to keep your money safe. This includes strong encryption, fraud monitoring and safeguarding (where customer funds are held with licenced banks, separately from Revolut’s own funds).

Pros and cons of Revolut payment links

Here are just a few of the main advantages and drawbacks to weigh up before you start using Revolut payment links:

An alternative: use Wise Business to send payment links and get paid in multiple currencies

Revolut isn’t the only business account provider offering payment links. You might also want to consider an alternative, such as Wise Business.

With a Wise Business account, it’s quick and easy to create and send payment links to clients and customers all over the world. You can create single or reusable links, and share them by email, text, WhatsApp or QR code.

Your recipients can choose from a range of payment methods. It’s free to pay with Wise or via bank transfer, while fees for accepting card payments are just 2.9% for domestic and international commercial cards.

Payment links with Wise are convenient, quick and secure - making them the ideal choice for B2B companies.

Read more on Wise payment links💡

Send and receive money with Wise Business

Your Wise Business account also offers the following features:

• Hold and convert between 40+ currencies all in one place
• Send payments worldwide
• Get local bank details to receive money for free
• Mid-market exchange rates on all currency conversions
• Pay up to 1,000 people at one with batch payments
• Order Wise company and expenses cards
• Seamlessly integrate with accounting and other business tools through the powerful Wise API.

Register with Wise Business🚀

And that’s it - our essential guide to Revolut payment links. We’ve looked at how they work and how to create and send one, plus how much Revolut charges for accepting payments.

Sources used:

1. Revolut - Payment Links
2. Revolut - Help - Create a payment link
3. Revolut - Help - Create a payout link
4. Revolut - Payment acceptance pricing
5. Revolut - Help - What is the maximum amount I can receive via a payment link?
6. Revolut - Business account plans

Sources last checked on date: 19-Jun-2025