GCash Cash In Fees: A guide to fees, limits and free methods in 2025
A transparent guide to GCash cash-in fees. Get a full breakdown of charges at different partners and learn the best methods to cash in for free.
⚠️ Update: Effective 8 September 2025, SeaBank is now officially known as MariBank. This article has been updated to reflect this change, though some historical references to "SeaBank" may remain. |
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Maya¹ is a super helpful wallet for PHP payments, to shop on- and offline, pay bills and send money to friends. MariBank is an increasingly popular bank which has a great range of services for customers throughout the Philippines. But what if you need to send money between them?
This guide walks through how to transfer Maya to MariBank (formerly SeaBank), including the step by step process, the Maya to MariBank transfer fee, and how long it takes your money to arrive. We'll also introduce the Wise account, a handy companion to make your money go further with low, transparent fees.
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Yes. You can transfer money from Maya to MariBank³. Maya offers a bank transfer service which allows you to move your balance from your Maya wallet to a bank, either in your own name, or to send to someone else.
To access this service you must have a Maya upgraded account - which means adding some information and verifying your identity with a video selfie.
If you don’t already have an upgraded Maya account you’ll need to complete this step before you can move money from Maya to MariBank, but there’s no fee to upgrade your account and you can get everything sorted with just your phone. As well as being able to send payments from Maya to banks like MariBank, upgrading also gets you higher wallet limits and access to additional helpful features.
We’ll walk through how to send Maya to MariBank step by step in just a moment so you can see how simple the process is.
When you make a Maya to MariBank transfer, it’s processed using InstaPay. This means the funds should be deposited to your nominated MariBank account in real time, so they can be used pretty much instantly.
If you’re ever concerned about a payment that hasn’t arrived when it should, reach out to the Maya support team to get more information about your transfer.
The Maya to MariBank transfer fee for the Philippines is 15 PHP when you pay from a Maya savings account. You can get a Maya to MariBank free transfer if you have a Maya Business account.⁴
Limits apply on the amount of money you can send from Maya to MariBank which are set according to the wallet type you have⁵. All account types have a 50,000 PHP daily limit on outgoing bank transfers, but the higher tier accounts have a larger maximum monthly payment limit compared to the lowest level of upgraded account.
Before you can transfer money from Maya to MariBank you must have an upgraded Maya account. There’s no fee to upgrade your Maya account and you also unlock extra perks by doing so.
To upgrade Maya, log into your account and go to your profile. Here you’ll see the option to upgrade and you’ll be prompted to upload an image of a photo ID document like your passport, and then record a video selfie. The video serves to prove you’re the same person as shown on the ID. Once the verification is complete you can start to send your payment.
Once you have an upgraded Maya account you can send money to banks like MariBank. Here’s how to transfer money from Maya to MariBank:
- Log in to your Maya account and tap Bank Transfer
- Select the MariBank from the list you’re shown
- Enter the transfer amount and account details, following the prompts
- Tap Continue and then Transfer now
- You’ll receive an in-app message confirming that your transaction is successful
The only way to get a Maya to MariBank free transfer is to have a Maya Business account. There’s a standard 15 PHP fee for transfers out of a Maya personal account.
You can open a Maya Business account if you have an eligible business type. Services are aimed at sectors like ecommerce, retail, F&B and hospitality, covering ways to receive customer payments and hold a balance.
If you’re not a business owner, this service isn’t likely to be suitable for you - and so the 15 PHP Maya to MariBank transfer fee is impossible to avoid.
Send foreign currency, receive money from abroad and exchange it directly to pesos at the mid-market rate with Wise.
Ang pagpapadala ng pera abroad sa Wise ay madaling i-set up online o sa Wise app, with low fees na nagsisimula sa 0.57%. Gamit din ang mid-market rate, papunta sa mahigit 140+ na bansa. Walang patong idinagdag sa exchange rate na ginagamit para i-convert ang pera mo, kaya mas madali mong makikita kung magkano talaga ang binabayaran mo kada transfer, at kung ano ang matatanggap ng recipient.
Para mas madali ang pagpapadala, gumawa lang ng libreng Wise account. Mae-enjoy mo nang i-manage at i-convert and pera mo sa PHP at sa 40+ pang currencies. Makukuha mo rin ang sulit na exchange rate at masusubaybayan mo din ang transfers sa account mo. Pwede ka ring makakuha ng 8+ local account details para makatanggap ng pera sa PHP, USD, GBP, at marami pang iba.
It’s simple and stress free - and you can stay on top of your finances no matter what you’re up to.
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*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
A transparent guide to GCash cash-in fees. Get a full breakdown of charges at different partners and learn the best methods to cash in for free.
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