Best HSBC Miles Cards for Singapore - Revolution, Premier Mastercard, Visa Infinite and TravelOne

If you’re thinking of getting an HSBC credit card for Krisflyer miles you’re probably considering travel-focused options like the HSBC Revolution¹, Premier Mastercard², Visa Infinite³ and TravelOne⁴ cards. All of these cards let you earn HSBC credit card miles and reward points which you can redeem in a broad range of ways.

This guide covers how these popular HSBC cards work on the HSBC mileage programme to help you pick the best one for you. We'll also introduce the Wise card, a handy travel companion to make seamless card payments when you're overseas.

What to look out for when choosing a credit card for Miles

If you’re specifically thinking of using a credit card to convert HSBC Reward points to Krisflyer miles, or for miles with another airline partner, you’ve got a few great options. Rewards can also be redeemed as other perks and benefits, offering flexibility for different customer needs.

Before you choose the card for you, it can pay to examine the HSBC miles credit card conversion rates so you’ll know you’re getting the best rewards available. You’ll also need to check out:

• Minimum income requirements: - This determines your eligibility for premium cards and helps you avoid unnecessary application rejections
• Annual fees - Evaluate if the value of the miles and perks outweigh the yearly cost, considering any waiver conditions
• Foreign transaction charges - These fees can push up your overseas spending costs, so look for cards that minimise or waive them for international use
• Other perks and benefits - Beyond miles, assess if included benefits like lounge access or travel insurance align with your lifestyle and make the card worth it

Best HSBC Miles Credit Card in Singapore

If you plan to convert HSBC reward points to miles you’ll want the highest earning opportunity, based on your eligibility and normal spending habits. Here’s a head to head comparison of popular HSBC cards which help you earn rewards and miles, including the fees and eligibility requirements - there’s more on each coming up right after the comparison.

*Premier customers only
**Details correct at time of research - 5th June 2025

HSBC Revolution Credit Card

The HSBC Revolution Credit Card has no annual fee and allows you to earn a huge 10x on rewards (which equals 4 miles) when you shop online. This could make it a great pick for people who use ecommerce sites frequently.

*10x Reward points = 4 miles

You can get the HSBC Revolution Credit Card by meeting a minimum income requirement, or as a secured card with a 10,000 SGD deposit. There are sign up bonuses and cash back which depend on whether you’re a new or existing HSBC customer, and no annual fee to worry about.

This is the only HSBC travel card with no annual fee - but as with all the other HSBC credit cards, there’s a 3.25% overseas transaction fee which pushes up the costs when you spend with foreign ecommerce sites, and when you travel.

HSBC Premier Mastercard Credit Card

The HSBC Premier Mastercard Credit Card is only for HSBC Premier Customers who must meet various eligibility criteria to achieve Premier status. There’s a fairly high annual fee, but this card offers lots of travel, lifestyle and dining benefits.

To apply for this card you need to achieve HSBC Premier status which means holding a balance with HSBC of 200,000 SGD or more, having Premier status abroad, or taking a home loan of 1 million SGD or more⁶.

If you are accepted for the card you can get a suite of elevated travel and lifestyle benefits including complimentary international travel insurance, Priority Pass airport lounge entry, discounts and exclusive offers with HSBC partners at home and around the world. You may also be eligible for a welcome gift, depending on your card usage.

HSBC Visa Infinite Credit Card

The HSBC Visa Infinite Credit Card has a high minimum annual income and annual fee, but offers travel benefits and perks.

At the time of research (5th June 2025) applications for the HSBC Visa Infinite Credit Card have been temporarily put on hold - check back to see if this card is available again before you apply.

If you’re accepted for the HSBC Visa Infinite Credit Card you can get travel insurance up to 1 million SGD, airport lounge access to 1,100 lounges, and travel and lifestyle concierge services to help with flight and hotel bookings, and arranging dining.

HSBC TravelOne Credit Card

The HSBC TravelOne Credit Card has an excellent range of travel perks and benefits and a high earning opportunity. The annual fee and income requirements are relatively low, making this a popular card among people looking to maximize their rewards with low fees.

The HSBC TravelOne Credit Card has a quick earning mechanic, of up to 2.5 miles per dollar for overseas spending. You’ll also get other travel perks like 4 airport lounge visits annually, complimentary travel insurance and ID theft protections. On sign up you may be eligible for extra bonus reward points which can also increase your earning opportunity.

There are various other lifestyle perks and discounts through HSBC partners which can make this a great card for travel purposes - just watch out for the foreign transaction fee which pushes up the costs of your spending when you’re abroad.

👀 Looking for a travel card to maximise your overseas spending? See how Wise compares with other multi-currency cards like Revolut and Youtrip in Singapore.

💳 Click here to order a Wise card

Understanding HSBC Rewards and Miles Conversion Rates:

How you earn - and how you redeem - your HSBC rewards depends on the specific card you select.

Usually, you can redeem HSBC rewards for:

• Airline miles
• Hotel membership points
• Purchases through the HSBC Pay with Points scheme
• Gift cards and vouchers
• Merchandise from the Rewards Marketplace
• Flights, hotels and car rental bookings
• Donations to the One Tree Planted programme

How to earn HSBC Rewards Points?

You can earn HSBC Rewards Points when you spend with your HSBC card, according to the reward earning rates that are offered by the specific card. These vary but usually allow you to earn more when you spend in a foreign currency online or in person when you travel.

How to convert HSBC points to miles

You can find out how to redeem air miles on HSBC credit cards by logging into the HSBC app⁷. Here you’ll find all the latest HSBC miles redemption rates, and be guided through the process to convert your points by on screen instructions.

Conversion rates depend on the card you have. To give an idea, on the Premier card and the TravelOne card, you can get 1.2 miles for 3 HSBC Reward points. On the Visa Infinite, the rate is 1 mile for 2.5 HSBC Reward points.

Travelling soon? Bring the Wise card along to maximise your foreign currency transactions

While air miles credit cards offer excellent rewards for travel, remember that foreign transaction fees can add unexpected costs when used abroad.

The Wise card lets you spend in 40+ currencies at the mid-market rate including MYR, JPY, CNY, and USD so you know you'll be getting a great deal in over 150+ countries. Simply create a free Wise account, order a card and top-up SGD to get started.

Virtual cards are free and can be added to your Google or Apple Pay wallet, while a physical Wise card can be ordered for a low fee of 8.50 SGD. Having a physical Wise card allows you to make chip and pin payments, as well as 2 free ATM withdrawals to the value of 350 SGD each month, before low fees start.

While abroad, you can choose to spend with directly in SGD and let auto-conversion do the trick, or convert to your desired currency with your Wise account. Either way, you’ll get the exchange rate you see on Google, with low, transparent fees from 0.26%.

💳 Get your Wise card

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